Pam collaborates with clients to define clear financial goals with realistic expectations, working hard to help protect them from emotional decisions that can negatively impact their long-term financial success.
After an eight-year banking career in the early 1980s, Pam returned to the financial industry in 2003 as a Registered Representative. In 2008, she became an Investment Adviser Representative, which requires her to uphold a fiduciary duty of care and always act in the best interest of her clients. She has passed the FINRA Series 6, 63 and 65 exams and has insurance licenses in Arizona, California, Idaho, Nevada, New Jersey, New York, Oregon and Utah. In 2020, Pam earned her National Social Security Advisor Certificate Holder designation through NSSA®. Her forte lies primarily in asset management and in guiding clients to and through retirement.
Pam understands the accumulation and distribution challenges that face clients and business owners as they navigate through their retirement plans and benefits. She also finds great satisfaction from working with aging adults, particularly women in transition. Through her personal and professional experience, she understands the unique challenges and communication barriers that exist for clients relating to finance and investments. People work with people they like and trust.
Pam enjoys being active in the community through volunteer opportunities in her church, philanthropic organizations and networking groups aimed at improving the lives of fellow citizens. She’s been involved with the Golden Wheel Organization, 1999–2012; Dynamic Business Builders of Arizona, 2004–2012; West Valley Women, 2011–Present; Executive Women International Member, 2012–2015; Avondale Mayor’s Interfaith Council, 2012–2016; Community Service Specialist – JustServe.org, 2014–2019; and served as a Board of Directors member at a Senior Living Community from 2016-February 2024. Pam is currently an Action Committee Member for Dementia Friendly America® initiative within the City of Glendale, 2021-Present. She also serves her church as a Community-Interfaith Relations Director.
An avid public speaker, Pam has been a keynote speaker at many women’s conferences and has also served as an instructor for adult continuing education classes.
Pam and her husband, Dave, have lived in the Valley since 1985 and have three children, ten grandchildren and one great-grandchild. Her husband’s struggle with multiple sclerosis has led Pam to strive, support and collaborate with other families affected by MS and similar debilitating diseases.
Two of Pam’s favorite quotes are:
“You will come to know that what appears today to be a sacrifice will prove instead to be the greatest investment that you will ever make.” –Gordon B. Hinckley
“Never take advice from anyone who doesn’t have to live through the consequences with you!” –Kevin O’Leary, “Shark Tank”