Pam collaborates with clients to define clear financial goals with realistic expectations, working hard to help protect them from emotional decisions that can negatively impact their long-term financial success.
After an eight-year banking career in the early 1980s, Pam returned to the financial industry in 2003 as a Registered Representative. In 2008, she became an Investment Adviser Representative, which means she is required to uphold a fiduciary duty of care and always act in the best interest of her clients. She has passed the FINRA Series 6, 63 and 65 exams and has insurance licenses in Arizona, California, Idaho, Nevada, New Jersey, New York, Oregon and Utah. In 2020, Pam earned her National Social Security Advisor Certificate Holder designation through NSSA®. Her forte lies primarily in asset management and in guiding clients to and through retirement. Pam is also a trusted Ramsey SmartVestor, working directly with the Ramsey team to ensure she's meeting their high standards.
Pam understands the accumulation and retirement challenges that many employees and business owners face as they navigate through their retirement plans and benefits. She also finds great satisfaction from working with aging adults, particularly women in transition. Through her personal and professional experience, she understands the unique challenges and communication barriers that exist for clients relating to finance and investments. People work with people they like and trust.
Pam enjoys being active in the community through volunteer opportunities in her church, philanthropic organizations and networking groups aimed at improving the lives of fellow citizens. Some of her activities include the Golden Wheel Organization, 1999–2012; Dynamic Business Builders of Arizona, 2004–2012; West Valley Women, 2011–Present; Executive Women International Member, 2012–2015; Avondale Mayor’s Interfaith Council, 2012–2016; Community Service Specialist – JustServe.org, 2014–2019; and Board of Directors member at Sierra Winds Retirement Community, February 2016–Present; Action Committee Member for Dementia Friendly America® initiative within the City of Glendale 2021.
An avid public speaker, Pam has been a keynote speaker at many women’s conferences and also has served as an instructor for adult continuing education classes.
Pam and her husband, Dave, have lived in the Valley since 1985 and have three children and eight grandchildren. Her husband’s struggle with multiple sclerosis has led Pam to strive, support and collaborate with other families affected by the disease.
Two of Pam’s favorite quotes are:
“You will come to know that what appears today to be a sacrifice will prove instead to be the greatest investment that you will ever make.” –Gordon B. Hinckley
“Never take advice from anyone who doesn’t have to live through the consequences with you!” –Kevin O’Leary, “Shark Tank”
